Advisors Steven C. Harris, CLU, ChFC, CDFA President and CEO (408) 547-3391 email@example.com Concerning successful family businesses, it’s often said, "There are three generations from shirtsleeves to shirtsleeves.” Steve was born into the fourth generation of a pioneering southern California family. Having experienced his family’s total loss of financial security due to avoidable mistakes, Steve is dedicated to helping his clients make good decisions about their money. He now assists a select group of successful and affluent individuals and families, acting as their “personal chief financial officer”. He also helps recent widows and divorcees sort through and straighten out the complexities they face when taking sole charge of their finances.Steve began his career in financial services in 1980 with Capital Preservation Fund (1980 – 1983), followed by Investment Transaction Corp. (1983 – 1985), Northwestern Mutual Life (1985 – 1999) and Harris Private Wealth (1999 – present).Steve earned a bachelor’s degree in Political Science from Stanford University in 1980.He holds the Chartered Life Underwriter and Chartered Financial Consultant designations from the American College, and the Certified Divorce Financial Analyst designation from the Institute of Divorce Financial Analysts. He holds the FINRA Series 24 (General Securities Principal), Series 53 (Municipal Securities Principal), Series 7 (General Securities Representative), Series 6 (Investment Company/Variable Contracts), Series 65 (Uniform Investment Advisory Law Examination) and Series 63 (Uniform State Securities) registrations.Steven C. Harris is a Registered Principal of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC Supervisory Office: 3003 Oak Rd. Ste 250 Walnut Creek, CA 94597. 408.286.4010.CA Insurance Lic.: #0686309View Interview Video Evan Harris, CCPS Vice President (408) 547-3392 firstname.lastname@example.org Evan understood the importance of good financial guidance from a young age. Having grown up watching the positive impact his father had on clients, it was only a matter of time until he joined him in the “family business.”As a partner in the Emerging Wealth Division, Evan works with clients who are motivated to maximize their experiences while maintaining financial success by helping ensure that their actions are always in line with their goals.Evan is also a Certified College Planning Specialist (CCPS), who uses his experience and expertise to help clients understand the financial aid process and, ultimately, create a comprehensive and coordinated plan for how to pay for a child’s education. He graduated from UC San Diego with a degree in History and a Minor in Economics and holds a FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law) registrations.Evan Harris is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC, supervisory office 3003 Oak Rd. Ste 250 Walnut Creek, CA 94597 (925) 979-2300.CA Insurance Lic.: #0K48714 Paul H. "Hank" Scherf Senior Vice President, Wealth Management (650) 286-5849 HScherf@Harrisprivatewealth.com As a CERTIFIED FINANCIAL PLANNER™ professional, and Financial Adviser, Hank’s goal is to educate and help clients gain a better understanding of the financial concepts behind risk management, investing, retirement, estate planning and wealth preservation so you can make informed decisions about issues that affect your financial well-being. Most importantly, it’s Hank’s goal to develop a trusted relationship with every client.Hank brings over 40 years of business experience and passion to his profession. Hank is in his third successful career and can bring a wide variety of life experiences to help clients plan and implement their financial and life plans. He’s a firm believer in giving back to the community and others and serves on several non-profit boards primarily focused on youth and veterans in the community.Hank has an MBA degree from the Stanford Graduate School of Business and an MS in Mechanical Engineering from North Carolina State University. He graduated with distinction from the United States Naval Academy and served as a Naval Aviator retiring at the rank of Captain. He is an Eagle Scout and currently serves on the Executive Board of the Pacific Skyline Council, Boy Scouts of America and the Executive Boards of the Hiller Aviation Museum, and the Redwood City Child Development Program. Hank also Chair of the San Mateo County Veterans Commission. Stephen Welch, MBA Retirement Income Specialist (408) 547-3393 email@example.com Steve's practice is dedicated to helping families, individuals, and business owners increase their financial security and peace of mind. He is committed to helping clients maximize the benefit of their assets for themselves and for their families and for others they care about. During a successful career in the semiconductor industry, Steve held senior and middle management positions with two leading semiconductor process equipment manufacturers. ln 1988 when one of the companies was acquired, and having gained substantial experience with company benefit programs and how they helped participating employees, he transitioned into the financial services industry. Steve operated American Pension & Benefit Resources until 2020 when he merged his business with Harris Private Wealth. This combination of talents offers additional capability and capacity, a similar commitment to client success, and continuity advantages.Steve earned a Bachelor's Degree in 1970 from the University of Colorado with a Major in Anthropology and a Minor in English. He received an MBA Degree in 1986 from the University of Phoenix. ln 1990 he was awarded a Certificate in Financial Planning from Golden Gate University. Steve completed the CFP Professional Education Program from the College for Financial Planning in 1993. He is a Certified Financial Planner®. Steve holds the FINRA Series 7 (General Securities Representative) and Series 63 (Uniform State Securities) registrations.Stephen Welch is a Registered Representative of and offers securities and investment advisory services through MML lnvestors Services, LLC. Member SIPC. Supervisory office: 3003 Oak Rd., Suite 250, Walnut Creek, CA94597. (925) 979-2300.CA lnsurance License #O743726 Jonathan Young Financial Advisor (408) 547-3396 firstname.lastname@example.org Jonathan Young’s passion and commitment to service are well known to his clients.Jonathan’s background is in hospitality, both in temperament and education. He graduated from Le Cordon Bleu College of Culinary Arts in San Francisco, with plans to open his own restaurant. However, with the sudden loss of his father at a young age, Jonathan’s family was emotionally financially devastated. His father had no life insurance or any financial planning to speak of. Jonathan realized he would have to put his restaurant startup plans on hold to support his family.Jonathan’s transition into financial services seemed natural. While he loved to create amazing dining experiences for his guests, Jonathan wanted to have an even more meaningful impact on the lives of others. He realized he could do so by providing the kind of financial guidance he wished his family had received. Providing valuable and trusted financial advice has been Jonathan’s highest purpose ever since.Jonathan Young holds the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law) registrations. Jonathan Young is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC, supervisory office 3003 Oak Rd. Ste 250 Walnut Creek, CA 94597 (925) 979-2300.CA Insurance Lic.: #0H53906 Chris Lewis Financial Advisor (408) 547-3385 email@example.com Chris Lewis, a Bay Area native, received his bachelor’s degree in Organizational Communications from California State University - Sacramento. He joined the financial services industry in 2016 as a financial advisor with MassMutual Financial Group. Chris became a member of the Harris Private Wealth team in 2020.Chris has a passion for helping people. His goal is to be a trusted resource to his clients both personally and financially, helping clients implement strategies and make financial decisions aligned with their goals.While a student, Chris played outfield and designated hitter on the Cal State Sacramento Division I baseball team and was honored as a member of the program’s “2010-2020 All-Decade Team.” Chris has continued to share his baseball talent and experience by coaching young athletes in the Silicon Valley community.Chris Lewis holds the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law) registrations. Chris is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC., Member SIPC, supervisory office 3003 Oak Rd. Ste 250 Walnut Creek, CA 94597 (925) 979-2300.CA Insurance Lic.: #0L27224 Our Financial Services Representatives combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All Financial Services Representatives must pass comprehensive exams to obtain a license to sell products in your state.Steven Harris: Domiciled In CA, CA Insurance License #0686309; insurance lic in CA, GA, HI, ID, MA, MD, NV, OR, FL; securities lic in CA, NV, HI, FL, WA, OR, OH, ID, MD, TX, AZ, CO, AR, NC, WI, MT, GAEvan Harris: Domiciled In CA, CA Insurance License #0K48714; insurance lic in CA, OR, TX; securities lic in CA, TX, ID, AZ, WA, NY, PA, CO, FL, NC, HI, NV, TN, OR, WI, MT, GAPaul H. “Hank” Scherf: Domiciled in CA, CA Insurance License #0E51270; Insurance lic in CA, AZ, CO, FL, GA, HI, MT, NC, NY, OR, PA, TN, TX, WA; securities lic in CA, AZ, CO, NC, OR, WA, WI, MT, FL, GA, TX, HIChris Lewis: Domiciled In CA, CA Insurance License #0L27224 ; insurance lic in CA, TX, MA, NC ; securities lic in CA, AZ, TX, NVStephen Welch: Domiciled in CA, CA Insurance License #0743726; insurance lic in CA, AZ, FL, lD, NC, OR, TX; securities lic in CA, AZ,FL,lD, MD, NC, ORJonathan Young: Domiciled in CA, CA Insurance License #0H53906; insurance lic in CA, NY, IL; securities lic in CA.We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.CRN202001-224221 Staff Yen Ma, FLMI Operations Manager, Silicon Valley (408) 547-3395 firstname.lastname@example.org Yen is a service oriented professional with a “can-do” attitude. She joined Harris Private Wealth in 2014 after serving as Director of Wealth Transfer with Pollock Financial Group (2009 – 2012) and Senior Advanced Market Consultant with MetLife (2001 – 2009). She began her career with MetLife after earning her bachelor’s degree in Management Science from the University of Massachusetts – Boston in 1983, and was awarded the Fellow, Life Management Institute (FLMI) professional designation by the Life Office Management Association (LOMA) in 1988.Yen holds the FINRA Series 6 (Investment Company) and Series 63 (Uniform State Securities) registrations.Yen Ma is a registered representative – no insurance or securities sales of MML Investors Services, LLC. Member SIPC. Muna Naser Operations Manager, Peninsula (650) 286-5810 MNaser@harrisprivatewealth.com Muna has been working in the financial services industry since 1998. Prior to joining MassMutual, Muna worked for John Hancock Financial Services for more than 15 years as a Senior Case Manager managing the smooth flow of all business transactions from new business applications to client servicing. She works closely with senior leadership to maintain supervisory system, organize and coordinate calendars and meeting agendas, expense reports and other administrative related needs.Muna believes that open communication and teamwork are key to building strong, long-lasting relationships. She is a detail-oriented, results-driven individual. Her abilities to prioritize and multi-task help her reach goals and meet tight deadlines on a consistent basis.Muna received her bachelor’s degree in Business Administration and Management from University of Jordan.In her free time, Muna enjoys interacting with her surrounding community in bringing families together. She also loves road trips across the country. Muna is a master chef but prefers to collect experiences through travel. Marissa Viacava-Schultz Client Experience Coordinator (408) 547-3394 email@example.com Marissa joined Harris Private Wealth in 2019 as Client Experience Coordinator. She earned her bachelors degree in Business Administration and Marketing from the University of Lima-Peru in 1992 and graduated Summa Cum Laude.Marissa she spent 8 years working in the banking industry, going from Offshore Loans Assistant to Branch Manager. She also has experience in Marketing, Sales and Human Resources. Before joining Harris Private Wealth, she worked 6 years as a Billing Supervisor in the financial industry in San Diego, California.